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  • Why Parc Clematis is Our Major Stepping Stone to Real Estate Investing

    Real estate investing has always been a popular investment for Singaporeans. Our nation has one of the highest homeownership ratings with close to 90% of residents owning a property . So I guess Singaporeans love property investing.😅 Should You Learn Property Investing The issue with property investing is, not everyone knows how to grow wealth with real estate. Yes, almost every property in Singapore is “sure to make money”. That is if you hold for over 30 years and let inflation do its thing. Over the years, we found that the best way for asset progression is knowing how to pick properties with high growth potential that won’t burn a hole in your pocket. In this case for Parc Clematis, that’s what we did! We Bought Parc Clematis! In 2019, after extensive research, we felt financially confident in making one of the biggest purchases of our life. We are HDB Upgraders Here’s a little backstory about us. Before becoming real estate agents, we both worked as engineers. At that time, we had been living in a 5-room flat in Boon Lay for over 10 years. As an active saver, we thought we finally had enough savings to finally move to a private condo. We didn’t like the idea of investing in stocks and bonds, instead, we like to own tangible assets. That’s why we knew if we wanted to grow our investment, property investing was the best way for us to get to. During that time, we went to a roadshow and an agent brought us to the show flat to help us look into finding a private condo for us. Sadly, the agent’s instructions weren’t clear and we ended up not getting the property. That’s when we told ourselves that if we wanted to get financial results, it was best to do it ourselves. We got our real estate license in 2018 and looked into property investing ourselves. Looking back, we realize we actually had the financial capacity to have started property investing earlier. If only a reliable agent could bring us through the process clearly of property investing… That’s why we became property agents. Why Parc Clematis? We have always liked living in Clementi, using our 7-step framework to find high-growth investment, we decided that Parc Clematis ticks all our checkboxes as young parents. Here are the considerations we looked into before buying: 1) Pricing First and foremost before we look into property investing, we must first find our most comfortable budget to set aside for property investing. Is it affordable to us? Is the price justifiable? Is there a better buy elsewhere in a better location? Entering a property at the right price is crucial for future returns. Pay too much and you would earn less. To find a reasonable amount that we should be paying for our condo, we compared Parc Clematis to other recently launched condos around the area. 2) Future Potential Will new launches around the area make Parc Clematis less desirable? Often times when we look into property investing, one of our main considerations is whether there is limited supply and high demand for property projects. It’s an indicator of future potential for an exit strategy. 3) Distance to MRT These days, although Singapore is well-interconnected. There are still places that are generally more accessible thanks to public transportation. And having homes near the MRT is a way to commute around. 4) Convenience When we are looking for a property, the first criterion we look at is what it has to offer within the vicinity. Things we look out for are: Shopping malls Food stalls (preferably some well-known brand) Amenities Transportation Schools The level of convenience in these areas is a crucial factor in our exit strategy in the future. Future buyers looking to buy resale properties tend to focus more on convenience first before anything else. Looking at Google Maps, it's always a great sign to see arrows directing to malls, schools, train stations, food stalls, and sports facilities. 5) Wide Array of Facilities Parc Clematis has over 33 facilities to boast. It’s a lot! The condo uses 60% of its 400,000 sqft of land dedicated to open space even with 1,468 units. This helps residents to have more room to enjoy the facilities and spacious to walk around the vicinity of the condo. One of its USPs (unique selling point) I love about this condo is the sand color tiles that gradually blend with the blue tiles to form a “beach-like” experience. This gives a more relaxed feel to the condo making it stand out from the rest. Just look at the artist's impression of the beach-like view, doesn’t it look amazing? Schools Everywhere Clementi is known as an education hub catering to education ranging from primary schools to tertiary education. For parents looking to send their kids to a good primary school. Clementi has the famous elite school Nan Hua Primary School which is highly sought-after. In an earlier article, we covered why parents are willing to pay more for good schools in Singapore. Apart from meeting the 1km distance eligibility for Primary schools , being near any schools in Singapore helps parent feel reassured that their kids are closer to home. Past Resale Transaction Within The Area After TOP If you are looking for capital appreciation from your property investment, looking at past resale transactions of condo facilities around the region plays a significant. With a limited supply of private properties in Clementi and being a more affordable option in central west Singapore, naturally there is a higher demand in the area. Here’s a look at the recent price transacted for a condo in Clementi: This shows that over the last few years, the price around Clementi has risen tremendously over the last few years and we can still expect further growth in the future. Was It Worth It? It was a scary rollercoaster ride. When we first bought Parc Clematis back in 2019, we paid over $1.4 million for the 3 bedder. At that time, you can get a larger 3 bedroom at Hillview for slightly above $ 1 million. When the pandemic happened, we thought this was it . Our investment is going down the drain and we never know how we can recoup our income as agents. Thankfully at that time, we were financially confident of our investment and our saying as agents to new home home buyers is: Will you lose your home if you lose your job? Surprisingly, the market went bullish for the subsequent part of the next 2 years. While everyone was shocked by the hype of property investing, we were just thankful that we stuck to our conviction of owning this property. Did we Make Money? Based on past transaction of 3 bedder, our expected gains of Parc Clematis is sitting at over $300,000 in profits! Parc Clematis is nearly reaching its TOP and many buyers have placed their property on the open market. So far, there hasn’t been an unprofitable transaction on EdgeProp.😁 Common Concerns for HDB Upgraders Should we upgrade? HDB upgraders all would like to live better lives, where else is better than living in a private condo where you are given an array of facilities to enjoy yourself? Apart from that, private condos have a higher capital appreciation as compared to HDBs. With the capital appreciation from your home, you can choose to decouple and buy a second property. HDB upgraders tend to look at property investing in two ways; improving standard of living and increasing capital appreciation. If you would like that, here are some pointers to take note of: Cost Definitely, when it comes to upgrading to a condo, the cost of ownership is higher, and having to pay for monthly maintenance could mean taking a cut away from your monthly salary. To live comfortably even after paying for your property, buyers need to learn how to set aside a portion of their income. To be stress-free when upgrading to a private property, always know your holding power and it should ideally be able to hold for a minimum of 3 years. With our PFD method, we help our clients upgrade to private properties without touching their savings and changing their lifestyles. I’m Comfortable, Why Should I Upgrade? Not everyone likes the idea of upgrading their home every 5 to 10 years. But if you are someone looking to earn more capital gains or make passive income through rental, getting a private condo is a strategic move. Only through private housing, Singaporeans can leverage the technique of the “sell 1 buy 2” strategy to own two residential units. One for own-stay, the other to rent out. How can I Learn More About Real Estate Investing? If you would like to learn more about property investing, you can check out our YouTube or blogs on our website where our focus is executive condos and private housing to grow your investment.

  • 5 Key Consideration Before Buying an Executive Condo

    Choosing the right luxury condo means taking a lot of considerations into account. There is a lot to think about, from location and features to price and ways to pay for it. The key issue we notice for first-time buyers looking to buy executive condos is how complicated the process is. Buying an executive condo isn't as simple as walking into the showroom and picking the property you would like to get. Checklist You Need Before Buying an Executive Condo Whether you're a first-time buyer or an owner with a lot of experience, this article will give you useful information to help you make a smart choice. So, let's get started and talk about the most important things you should keep in mind as you look for your perfect executive home. 1] Location, Location, Location It matters for everything! The site of an executive condo is one of the most important factors in deciding how desirable and convenient it will be. No matter how great the layout and sizing of the property may be, the key consideration of a property will always be how great the location is. Think about the following things: Why it's Important for Parents to Choose the Right Location When it comes to signing up our kids for primary school during the P1 Registration time every year, Singaporeans are known for being very kiasu. Parents would always want their kids to get into the best schools, schools in Singapore prioritize based on: Singaporean Citizens (SCs) living within 1km of the school SCs living between 1km and 2km of the school SCs living further than 2km from the school Permanent Residents (PRs)* living within 1km of the school PRs living between 1km and 2km of the school PRs living further than 2km from the school To increase the odds of getting into a prestigious school, parents are more likely to spend more on their kids' education. For Working Adults If you don’t wish to drive, having accessible transportation means being able to travel less to get to work and also more time to enjoy being at home. This is probably the major plus point that buyers are looking for. According to EdgeProp, properties near MRT are able to command a 15% premium as compared to similar properties that might be further away. So if the extra 5 to 10 min walk is not for you, then investing slightly more for a property is the right choice for you! For Retiree For those looking for retirement, having an abundance of amenities is a major plus for them. Having amenities such as healthcare services and a community center to participate in could be something to look out for. 2] Amenities The “extras” that come with an executive condominium can make your life a lot better. Keep an eye out for the following: Condos features Many executive condos have a variety of amenities, like swimming pools, gyms, tennis court, party rooms, and BBQ pits. These features can help you relax, meet new people, and stay active without leaving the comfort of your own house. Recreational Spaces Think about how close parks, jogging paths, and green areas are. Being close to these recreational places can give you the chance to do things outside and get closer to nature. Places to visit nearby Check to see if there are any popular tourist spots, cultural sites, or places to have fun near the executive home. Living near these places can make your life more exciting and full of life. 3] Community Different communities have different vibes and serve different kinds of people. Some might be good for families because they have schools and parks, while others might have a more active nighttime and entertainment scene. Picking a place to stay has a level of "vibe" in it. If it suits you, then great! 4] Growth Potential Of course if you are investing in a property, you want to make money right? Executive condominiums (ECs) are very popular with HDB upgraders because they are affordable and can be a good investment. Even though new ECs are set up and decorated just like private homes, they cost about 20–30% less than private condos . After 10 years of TOP(temporary occupation period), executive condos are treated as private properties. This means that foreigners are eligible to buy, making the demand for executive condominiums even higher. 5] Eligibility While the idea of getting an EC may seem like the best deal in the market for most. Sadly, it is not for everyone.😥 Given how profitable an EC can be, it does have a number of measures need to be taken to apply for the property. If you would like to apply for an EC, be sure to check out our article on “ How to Check if You are Eligible for an Executive Condo ”. Picking What’s Best for You To choose the right luxury condo, you need to think carefully about a number of important factors. You'll be able to make a good choice if you look at the location, amenities, price, financing options, and other important factors that are covered in this guide. Remember to do thorough research, visit showrooms, and talk to real estate professionals to find the executive condo that fits your wants and preferences. Start looking for your dream executive apartment right away. Can I buy an executive condo with money from my CPF? Yes, you can use the money you've saved in your CPF (Central Provident Fund) to buy an executive condo. After booking an EC unit, you must submit the completed application form to use your CPF savings to the CPF Board for processing. This is so that you can use your CPF savings or the CPF Housing Grant, or both, for the payment of your EC unit. Can I make changes to my room in an executive condo? Yes, you can renovate your executive condo home. But there are rules and limits that must be followed. Before you start any renovations, you should check with the condo manager and read the rules for renovations. How can I figure out if an executive condo will be worth selling? To figure out if an executive condo will sell, look at things like its position, how much demand there is in the market, and how prices have changed in the past. Hiring a real estate agent who knows a lot about executive condos can be helpful.🫡

  • Executive Condo Income Ceiling in Singapore

    As of the latest government guidelines, the income ceiling for EC(executive condominiums) is set at $16,000 per month for households . This EC income ceiling applies to both first-time buyers and second-time applicants who meet certain eligibility conditions. The income ceiling serves as a benchmark to ensure that EC ownership remains within reach of the intended target group. Income ceiling limits for different types of households The income ceiling limits can vary depending on the composition of the household. The income ceiling limits for ECs in Singapore vary depending on the composition of the household. The government has established different income thresholds to cater to households of varying sizes and structures. Single Singles who are Singapore citizens can qualify for an EC if their monthly income does not exceed the income ceiling set for singles. The current income ceiling for singles is $7,000 per month. Couples Couples applying for an EC have a higher income ceiling compared to singles. The income ceiling for couples is typically set at a higher amount to accommodate the combined income of both individuals. Currently, the income ceiling for couples is $14,000 per month. Families Families with different family nucleus compositions, such as couples with children or multigenerational families, also have specific income ceiling limits. The income ceilings are set to consider the needs and financial capacities of households with dependents. The current income ceiling for families is $16,000 per month. It is important to note that the income ceiling limits mentioned above are subject to changes and should be verified with the latest government guidelines when considering an EC purchase. These income ceilings serve as a means to ensure that EC remain accessible to households within specific income brackets. Exceptions and Variations to the Income Ceiling Rules In certain cases, exceptions and variations to the income ceiling rules may be allowed. For instance, families with members who have disabilities may be eligible for higher income ceilings. Additionally, some EC projects may have specific income ceiling criteria based on their location or development characteristics. It is essential for potential buyers to be aware of these exceptions and variations when considering an EC purchase. Is the EC Income Ceiling Frightening? Finding the perfect home can be really difficult when there are so many to choose from and people to work around. That’s why many first-time buyers approach me to get the best deal in the market for their property! If you are interested to know more about the property market or want to work with somebody, be sure to reach out to me!

  • Is Living in the West in Singapore a Good Place to Live?

    From excellent healthcare to a world-class education system, Singapore has consistently been ranked as one of the best places to live in the world. However, when it comes to choosing a specific neighborhood to call home, it can be overwhelming to navigate the different options available. While many foreigners agree that they love the East Side's more active lifestyle. Living in the West in Singapore also has a lot of untapped adventures and popular food stalls that are not widely shared on the Internet. In this article, I would like to dive deep into the potential of what the West has to offer. Breaking down whether you should or shouldn’t consider staying in the West . Life of Living in the West in Singapore Singapore is divided into 5 regions: Central, East, North, North-East, and West. Each region has its own unique feel and offers different advantages and disadvantages. The Central region is the most expensive and highly sought-after area, while the East is popular among expats due to its proximity to the airport. The North and North-East regions are quieter and more family-oriented, while the West offers a great balance between convenience and affordability. West is Best When it comes to ranking the best places to live in Singapore, it really depends on your personal preferences and needs. If you're looking for a convenient and central location, the Central region is the way to go. However, if you're looking for a more affordable option, the West is a great choice! Cost of Living in the West Compared to Other Parts of Singapore As mentioned earlier, the cost of living in Singapore is relatively high compared to other cities in Southeast Asia. However, the West is generally more affordable than other regions in Singapore. Housing prices in Jurong East and Jurong are more reasonable than those in the Central region, making it a great option for those on a budget. Amenities and Attractions in the West There has been much construction going on in the West, especially in the heart of it; Jurong East. The development and expansion of more shopping districts in Jurong have led to an increase in the value of property prices around the area. There are currently four different shopping malls interconnected to each other. They are IMM, JEM, West Gate, and Jcube. Public Transportation in the West - MRT and Bus Routes Singapore has an efficient public transportation system, and the West is well-connected to the rest of the city via the MRT and bus routes. Jurong East is a major transportation hub, with multiple MRT lines and bus routes passing through the area. This makes it easy to get around the city without a car. Healthcare and Education in the West Singapore has an excellent healthcare system, and there are many hospitals and clinics located in the West. The National University Hospital is located in Clementi and is one of the top hospitals in the country. Additionally, there are many schools in the area, including the prestigious Nanyang Technological University. New Launches Available Right Now Now if you are excited to live in the West, here are a few private condominiums for you to look out for: Altura EC Altura EC is an upcoming executive condominium development located in the heart of the mature town of Bukit Batok, Singapore. With its close proximity to numerous amenities, excellent connectivity, and lush green surroundings, it is no wonder that this development has become highly sought after by first-time homebuyers and upgraders alike . Lake Garden Residences Lake Garden Residences is a prime example of luxury living, offering the perfect blend of modern architecture and lush green surroundings. Nestled near a serene lake, these residences provide a tranquil escape from the urban hustle and bustle, while still offering easy access to city amenities. The design of Lake Garden Residences prioritizes comfort, convenience, and sophistication. Each residence is meticulously crafted with high-quality materials and finishes, reflecting a refined aesthetic that is both modern and timeless. The open-concept floor plans promote a sense of spaciousness and allow for ample natural light, enhancing the overall living experience. In addition to their well-appointed interiors, Lake Garden Residences also boast a range of communal amenities designed for relaxation and recreation. These include beautifully landscaped gardens, a state-of-the-art fitness center, a swimming pool, and a clubhouse. For those who prefer outdoor activities, the nearby lake offers opportunities for boating, fishing, and picnicking. Furthermore, the strategic location of Lake Garden Residences ensures that residents are never far from daily necessities. Shopping malls, restaurants, schools, and healthcare facilities are all within easy reach. Meanwhile, the tranquil lake setting offers an idyllic backdrop for those who value peace and quiet. In conclusion, Lake Garden Residences offer a unique living experience that combines urban convenience with natural beauty. The thoughtfully designed residences and top-notch amenities contribute to an environment where residents can enjoy the best of both worlds - city living without compromising on comfort and tranquility. Whether you're looking for a family home or a peaceful retreat from city life, Lake Garden Residences could be your ideal choice. Pinetree Hill Pinetree Hill Residence will be located in an upmarket region, offering a near-city life experience without the hustle and bustle of a city center. With the better-improved infrastructure in District 21, it is now way easier to access to nearby amenities through major roads, MRT stations, and bus services. Residents can enjoy proximity to schools, hospitals, restaurants, and entertainment joints, with most establishments being less than 2km away. Furthermore, the condominiums will boast elegant and sophisticated finishing from renowned developers UOL Group and SingLand. J'Den J’Den is a newly launched mixed-use development developed by CapitalLand . The private property is located at the heart of the JLD(Jurong Lake District) where most transformation around the area will be happening. Set to TOP in 2027, no doubt that J’Den will be the most popular property around JLD for its great location. If you are a partygoer, a working adult working within the area, a buyer who loves to enjoy great amenities, or simply an investor who’s looking for capital appreciation. Looking to Stay in the West? With excellent amenities, attractions, and public transportation, the West is a great option for anyone looking to live in a vibrant and exciting city. So, if you are interested to know more about the property market or want to work with somebody, be sure to reach out to me!

  • Altura EC; Highly Anticipated Executive Condo in the West for 2024

    Looking for the best in the West? Altura EC is an upcoming executive condominium development located in the heart of the mature town of Bukit Batok, Singapore. With its close proximity to numerous amenities, excellent connectivity, and lush green surroundings, it is no wonder that this development has become highly sought after by first-time homebuyers and upgraders alike. With more estate being built around the region, this property might just be the most premium home in the region. Isn’t that awesome? What Singaporeans Should Look Out For This article serves as an “all-in-one” guide for Singaporeans looking to find the best property and highest potential ROI(return of investment). It will be broken down based on: about the developer opinion on why investors/buyers are interested in this investment layout to look at what investors should be looking out for At the end of this article, you should be able to get a rough understanding of the property market and whether Altura is a good buy for you. 10 Reasons Why This Project is So Popular If you have been staying in Bukit Batok, you will know that private properties in the region are pretty rare. That’s why having private property in this area is considered a flex. 1. Accessibility to MRT Stations and Major Expressways For those who prefer to drive, the development is conveniently located near PIE(Pan-Island Expressway), which stretches across Singapore and connects to various areas, such as Jurong East, Toa Payoh, Bedok, and Changi Airport. This expressway is one of Singapore's most important transportation arteries, seamlessly connecting residents to different island corners. If you would like to take the public transport, you do have to take the bus 991 to get from place to place. Here are the 3 MRT stations that you can travel to: 2. Proximity to a Wide Range of Amenities When it comes to property investing, a crucial lookout point Close proximity to a multitude of amenities, catering to the needs of residents. The nearby shopping centers currently available would include Le Quest Mall which is within 5 minutes walking distance. These malls offer a diverse range of retail options, allowing residents to easily access daily necessities and enjoy shopping and dining experiences. If you are a golfer, lucky you! The project is just a 5-minute walk away from Bukit Batok HomeTeam NS. Got kids, there are paid caretaking services and also other entertainment such as bowling, laser tag, or pool. Best of all for you who love to drink out there, the CC has a bar right next to the golf range for you to enjoy your time there. Now If you explore a little bit further, there is Beauty World Centre, The Rail Mall, HillV2, and Bukit Timah Shopping Centre just a 10-minute drive away. 3. Nestled within Lush Greenery and Nature Parks If you are someone who appreciate green living and a serene environment, this investment has what you are looking for. The development is surrounded by nature and greenery, offering stunning views of nearby Bukit Batok Hillside Nature Park. This park features various walking trails, fitness areas, and even a butterfly garden, providing residents with a tranquil space to unwind and connect with nature. Other nearby parks include Bukit Batok Nature Park, Little Guilin, and Dairy Farm Nature Park, offering a wide range of recreational activities and beautiful landscapes. The upcoming Tengah Town development, which will be fully developed in 2027, will also incorporate dedicated spaces for farming and gardening, further enhancing the green living experience for residents. 4. Close Proximity to Renowned Schools and Educational Institutions There is no shortfall of schools to choose from in this area! This location is strategically located near several established schools and educational institutions, making it an ideal choice for families with school-going children. Some of these schools include: Dazhong Primary School Swiss Cottage Secondary School St. Anthony's Primary School Dunearn Secondary School Bukit Batok Secondary School Millennia Institute Dulwich International College. Moreover, the upcoming Anglo-Chinese School, scheduled to open in 2030, will be within 1 km of the development, further adding to the appeal for families seeking quality education for their children. 5. The Deferred Payment Scheme: A Convenient Financial Option Eligible buyers can opt for Deferred Payment Scheme (DPS), allowing them to manage their mortgage payments more effectively. Under this scheme, buyers only need to pay for their property upon its completion, alleviating the financial burden of having to pay for both their HDB and EC simultaneously. This option is particularly popular among buyers with existing HDB loans who wish to upgrade to an executive condominium without additional financial strain. If you are interested to know more about the property market or want to work with somebody, be sure to reach out to me! 6. Potential for Capital Appreciation and High Rental Yields The development of Tengah Town and the Jurong Lake District and the construction of new MRT stations is expected to boost property values in the vicinity. As the surrounding areas become more developed and attractive, property prices in Bukit Batok may rise, providing a potential capital appreciation for property owners. With the increased demand for properties in the area due to improved connectivity and amenities, property owners may also enjoy higher rental yields as more people seek to rent properties in the vicinity. Right now, Jurong district is pricing in at $2,000 psft and is only pricing at $1,300 psft. This amount is considered a steal if you were to consider the future development around the West region. If you aren't familiar, the Jurong Lake District will be further revamped to increase its capacity for residential and commercial use. Take note that the Lakegarden Residence itself is already selling for over $2,000psf. Therefore, the expected psf around the area is most definitely going to increase over the next few years. 7. Developer Renowned for EC Developed by Qingjian Realty Pte Ltd, has an estimated site area of 12,449.3 sqm and is expected to yield approximately 360 residential units. You can check out their website by clicking the link here. It's also good to know that QingJian Realty Pte Ltd has also developed multiple ECs and condo projects all around Singapore. Many of their property such as the most recent transaction of Le Quest which is directly 2 blocks away has done well. Since MOP in 2020, Le Quest has seen a spike in earnings with its pricing jumping 6% from 1,535psft to 1,626psft in 3 years. The condominium has a healthy amount of transaction of 25 for its 3 bedder and almost all investor has earned from their property investment. Therefore, it would be surprising to see another win for the developer.😊 8. Ideal for First-Time Homebuyers With its excellent location, comprehensive facilities, and potential for capital appreciation, this project is an ideal choice for first-time homebuyers. The development offers a unique combination of accessibility, amenities, and green living, making it a perfect blend of all the essential elements for a modern and comfortable lifestyle. Moreover, the availability of the Deferred Payment Scheme allows eligible buyers to manage their financial commitments more effectively, making it an attractive option for buyers who can only pay at a later date. 9. Peaceful and Low Noise Area Investors often underestimate the significance of knowing the location of main roads. When it comes to this project, there are only a couple of two-lane roads intersecting the area, and they are conveniently situated away from major roads with heavy traffic, thus ensuring a pleasant and pollution-free environment. 10. Family Orientated If you plan to invest in this property, you will most likely have a group of family-friendly people around who can support each other as a community. Is this the Right Investment for Me? There are several reasons why Singaporeans are inclined to invest in ECs. They are: ECs are more affordable and exclusive to Singaporeans ECs are well-known for their capital appreciation Can take advantage of a government grant Exclusive to certain income group If you would like to understand the step-by-step process of getting an EC property, you can check out this article here. Am I Eligible for the Property? To determine your eligibility for an EC in Singapore, you need to meet certain criteria set by the Housing and Development Board (HDB). Here are the general requirements: Citizenship: You must be a Singapore Citizen. Age: You need to be at least 21 years old. Family Nucleus: You must form a valid family nucleus to purchase an EC. A family nucleus can consist of: a. You and your spouse (if married). b. You and your spouse-to-be (fiancé/fiancée) under the condition that you register your marriage within three months of taking possession of the EC. c. You, your parents, and any siblings (if unmarried). d. You and your children are under your legal custody and care (if you are a widowed or divorced person). Income Ceiling: The combined monthly income of all members in your family nucleus must not exceed a certain income ceiling, which is currently set at $16,000. Ownership of Property: You and your spouse, fiancé, or any of the essential family members listed above must not: a. Currently own any private residential property (local or overseas). b. Have disposed of any private residential property within the last 30 months. c. Have acquired more than one subsidized housing unit (e.g., HDB flat, DBSS flat, or EC) previously. Minimum Occupation Period (MOP): If you or any of your essential family members own an HDB flat, DBSS flat, or EC, you must have met the MOP of 5 years before applying for a new EC. What the Future of This Development Looks Like If you are looking for a family-orientated community, this investment is the right choice for you. The perfect blend of accessibility, amenities, and green living, makes it a highly sought-after development for first-time homebuyers and upgraders alike. With its strategic location, modern living features, and potential for capital appreciation, Bukit Batok EC is set to become an attractive investment for both families and young professionals seeking a comfortable and contemporary living space. Want to Know More? Finding the perfect home can be really difficult when there are so many to choose from and people to work around. That’s why many first-time buyers approach me to get the best deal in the market for their property! If you are interested to know more about the property market or want to work with somebody, be sure to reach out to us!

  • Detail Information On Real Estate Exams in Singapore

    If you're considering a real estate profession in Singapore. Passing the Real Estate Exam examination is a significant first step. This is an important step in developing into a reliable and informed professional in the field. You may demonstrate your knowledge of real estate, including ethical procedures and property laws, bypassing the RES exam. It's what makes you more likely to succeed and reassures potential customers that you have their best interests at heart. The RES test is a crucial initial step for anybody who wants to get into the Singapore market, no matter their experience level or reason for joining. It clears the path for you to begin building a fulfilling career in Singapore's growing real estate industry. About the Real Estate Exam For anyone hoping to make it in Singapore's real estate industry. Passing the Real Estate Salesperson (RES) test is a necessary first step. This test is far more than just a way of meeting regulatory requirements. it's a vital first step toward a real estate profession. Candidates demonstrate their thorough understanding and renew their commitment to industry standards and professional ethics by passing the RES test. Intended to evaluate a candidate's preparedness as a whole, the test covers a wide range of subjects. These include the subtleties of market analysis, efficient client communication techniques, and the legality of real estate transactions. This thorough examination guarantees that all licensed agents have the knowledge and moral compass required to handle the intricacies of real estate transactions with the highest level of expertise and integrity. Scope of the RES Exam Passing the RES exam opens up your world to a different horizon. Of course, it allows you legally to practice real estate, but beyond that, you become an esteemed person in the eyes of clients and fellow practitioners. Certification can have access to bigger and more lucrative opportunities in the real estate market, be it looking to deal with residential, commercial, or industrial properties. Further, if one is prepared for it and passes the exam, the knowledge and experience will enable the person to give better service to clients; they can be preferred over others. The Real Estate Salesperson (RES) exam significantly broadens the horizon of career opportunities. By passing this exam, you not only gain the legal accreditation to practice real estate but also gather several substantial benefits: Legal Qualification: Fulfills the formal requirements or attains a license to practice as a real estate agent in Singapore. Enhanced Reputation: Raised professional image among clients and peers, thus adding to the credibility in the industry. Diverse Opportunities: Opens up the doors of diverse opportunities in real estate sectors, including residential, commercial, and industrial properties. Increased Earning Potential: It certifies your expertise and can translate to getting larger or more lucrative job offers, or bigger deals with clients. Superior Service Delivery: The acquired knowledge and skills in preparing for this exam make you deliver better client services and place you at a point of reference and choice. Who Conducts the Examination The organization in charge of the RES test is the Council for Estate Agencies (CEA). All licensed real estate agents in Singapore are subject to the requisite professional and ethical requirements, because of the efforts of this organization. By maintaining these standards, the CEA helps protect the interests of both real estate professionals and their clients, ensuring a trustworthy and reliable industry landscape. Eligibility for the Exam To sit for the RES exam, you must meet specific eligibility criteria set by the CEA. These requirements are designed to ensure that all candidates have a foundational understanding of the industry. Prospective exam takers should have reached a certain level of education and completed a requisite preparatory course from an accredited provider. This preparation ensures that all candidates are on a level playing field and possess the basic knowledge necessary to succeed in the exam and the field. Examination Rules The RES exam follows strict rules to maintain its integrity and fairness. As a candidate, you will be expected to adhere to these rules, which cover everything from registration to conduct during the exam. These guidelines ensure that the exam process is transparent and that all candidates have an equal opportunity to demonstrate their capabilities. Familiarizing yourself with these rules is crucial, as non-compliance can lead to disqualification. Examination Fees Navigating through the examination fees is straightforward. Here is a clear breakdown of the costs associated with the RES exam: These fees are essential to cover the costs of administering a highly organized and fair examination. Remember, investing in your RES certification is investing in your future success in real estate. Examination Syllabus The syllabus for the Real Estate Exam exam is comprehensive, and designed to ensure candidates have a thorough understanding of both theory and practical aspects of real estate in Singapore. Examination Schedule The RES exams are held periodically throughout the year. You must register and select your preferred dates in advance. Typically, registration closes a few weeks before the exam dates, so it's crucial to plan. This scheduling flexibility helps accommodate a wide range of candidates, including those balancing work or studies with their exam preparations. Examination Results Results for the RES exam are typically released within four to six weeks following the exam date. You will receive a notification to check your results online via the official portal. Both complete preparation and industry knowledge are necessary to pass the RES examination.  Many effective agents persevered and kept up their preparation, which helped them succeed. How to Prepare for the Real Estate Exam Here are streamlined strategies to enhance your exam preparation: Understand the Exam Structure: Learn the format of the test, including the types of questions that will be asked. You'll be able to approach your education more strategically with this information. Thorough Review of the Syllabus: Make sure you go through the syllabus, topic by topic. Proper ideas about every topic will not let any surprises come on examination day, and complete preparation can be ensured. Go through past papers: Going through the previous year's papers is very important. It will help you familiarize yourself with how the questions are laid out and to improve time during the exam. Study Groups: Join some study groups or online forums. They support the sharing of knowledge and give tips to each other and some idea of what is going to appear in the exam. Top 8 Institutes To Prepare For Real Estate Exam in Singapore 1. Benchmark Realpro Pte Ltd Website: www.benchmarkrealpro.com Phone: 6735 5860 / 6735 5861 Email: benchmarkrealpro@gmail.com Address: 151 Chin Swee Road 03-31 Manhattan House, Singapore 169876 2. Hastor Property Services Pte Ltd Website: www.hastor.com.sg Phone: 8856 9000 / 8856 1000 Email: training@hastor.sg Address: 3 Bishan Place 06-01 CPF Building, Singapore 579838 3. Institute of Estate Agents, Singapore Website: www.iea.sg Phone: 6323 1770 Email: courses@iea.sg Address: 6 Raffles Boulevard Marina Square @ JustCo 03-308, Singapore 039594 4. Life Mastery Academy Pte Ltd Website: www.lma.com.sg Phone: 6255 6091 / 6255 6083 Email: RES@lifemasteryacademy.com Address: Blk 190 Lorong 6 Toa Payoh 02-510, Singapore 310190 5. Pioneer Training & Consultancy Pte Ltd Website: www.pioneertraining.org Phone: 6462 6093 / 9424 3483 Email: pioneertc@gmail.com Address: Blk 134 Jurong Gateway Road 03-309P, Singapore 600134 6. Real Centre Network Pte Ltd Website: www.realcentrenetwork.com Phone: 6511 3009 Email: info@realcentrenetwork.com Address: 490 Lorong 6 Toa Payoh 09-16 HDB Hub Biz 3, Singapore 310490 7. Realty International Associates Pte Ltd Website: www.riaschool.com.sg Phone: 6339 6000 Email: admin@riaschool.com.sg Address: 490 Lorong 6 Toa Payoh 03-13 HDB Hub Biz 3, Singapore 310490 8. Singapore Estate Agents Association Website: www.seaa.org.sg Phone: 6702 1602 Email: edu@seaa.org.sg Address: 60 Paya Lebar Road 13-23 Paya Lebar Square, Singapore 409051 Conclusion As you step towards or further your career in real estate, do remember passing the RES examination as one more stride towards it. It will meet not only the stipulation of the regulatory nature but also ensure improvement in professional understanding and enhancement of skills. The road to real estate agent certification in Singapore is a rigorous one, but at the same time, rewarding. Properly armed and fully prepared with the correct resources, you are bound to be the winner in one of the most vibrant markets in the world.

  • Bukit Batok EC: Availability And Prices

    Executive Condominiums (ECs) in Singapore serve as a pivotal link between public and private housing sectors, offering amenities similar to private condominiums but at more accessible price points due to government subsidies. Positioned as a vital housing solution for the developing middle-class demographic, ECs embody the aspirations of individuals seeking elevated living standards without the financial constraints typically associated with private properties. The cutting-edge landscape in Singapore's real estate market, EC developments such as West Ave 5 EC (Lumina Grand) and West Ave 8 EC epitomize this luxury fused with affordability at Bukit Batok. With an increasing number of people willing to own residential properties, the appeal of Bukit Batok EC simply re-emphasizes the importance of these to serve the changing needs of the Singapore urban populace. Why Bukit Batok? Bukit Batok, known for its rich history and vibrant community life, is undergoing rapid transformations to accommodate the growing demand for residential properties. Its strategic location, enhanced connectivity, and a slew of planned amenities make it a hotspot for potential homeowners and investors. The area’s comprehensive development plan includes new roads, schools, shopping complexes, and nature parks, all contributing to the locality's appeal. Detailed Facilities at Bukit Batok ECs West Ave 5 EC (Lumina Grand) West Ave 5 EC, known as Lumina Grand, is poised to redefine luxury living in Bukit Batok, Singapore. Nestled in a serene yet accessible location, Lumina Grand is designed to cater to the needs of a modern lifestyle while providing a tranquil retreat from the hustle and bustle of city life. The development boasts a variety of state-of-the-art facilities that emphasize wellness and community living. Residents can enjoy a comprehensive health and fitness center with a gymnasium and dedicated spaces for yoga and meditation. The outdoor features will include jogging tracks, cycling paths, and huge green areas excellent for tai chi and picnic activities, respectively. The family-friendly amenities offered by Lumina Grand ensure all ages are well taken care of, from BBQ pits to playgrounds, and from multi-purpose rooms for board games to multi-purpose rooms for arts and crafts. In addition, the wellness retreats within the development offer an array of diverse spa treatments and courses of mindfulness to be able to offer a completely round environment for the resident. This, combined with the promise of Lumina Grand, to a luxurious yet cost-effective life, makes it the place to stay for all who are motivated by quality living within a community environment. West Ave 8 EC The upcoming West Ave 8 EC represents the next step in residential living in Bukit Batok, with its forward-thinking approach to combining modern technology and sustainable living. This development is at the forefront of the smart home revolution, incorporating advanced technology to enhance the daily lives of its residents. Home automation systems at West Ave 8 EC allow for seamless control over lighting, temperature, and security, all integrated through smart devices, ensuring convenience and efficiency. In addition to technological advancements, West Ave 8 EC is committed to sustainability through its urban farming initiatives. These initiatives allow residents to grow their produce and foster a community spirit and an awareness of eco-friendly practices. The development also plans to include art and cultural spaces that celebrate the rich heritage of Bukit Batok, with galleries, workshops, and regular cultural events that enrich the community's social fabric. With co-working spaces also included, West Ave 8 EC caters to the modern professional, providing a dynamic and integrated living experience that meets the needs of its diverse residents. This blend of smart living solutions, cultural enrichment, and a focus on sustainability positions West Ave 8 EC as a beacon of future residential development in Bukit Batok. Community Connectivity in Bukit Batok Bukit Batok is a stellar example of thoughtful urban planning, where community connectivity is leveraged to enhance both the lifestyle and convenience of its residents. Strategically positioned, this neighborhood provides seamless access to public transport facilities, connecting residents effortlessly to various sectors across the city. This ease of mobility is vital for daily commuters and enhances the appeal of Bukit Batok as a residential choice. The locality is also enriched with a variety of amenities that cater to every need—from local eateries and retail options to entertainment and service centers—all within easy reach. Future developments in transport infrastructure are set to bolster Bukit Batok's connectivity even further, making it an even more attractive place to live· These enhancements will not only reduce travel times but also improve the overall quality of urban life, encouraging a balance of work and leisure activities· This exceptional feature points to its future as an excellent center for a community hub suitable for families and young professionals. "Investing in Bukit Batok means the opportunity to be part of this community where convenience and accessibility, one of the inherent values of a good living environment, represents a commitment toward sustainable urban living integrated into the whole. Investment Potential of Bukit Batok ECs The Executive Condominiums (ECs) in Bukit Batok, such as West Ave 5 EC (Lumina Grand) and West Ave 8 EC, represent a significant investment opportunity within Singapore's dynamic real estate market. These developments are not only tailored for middle-class families seeking quality and affordability but also offer significant growth potential. The Bukit Batok Executive Coneroniums, located in a very strategic position, have a very promising price line for potential residents and offer great investments for both local and foreign investors. With that continuing government commitment to the transformation of Bukit Batok into a vibrantly connected community, the assurance is there that property values in the said area will be further added to their price. This makes Bukit Batok EC investment a prudent choice for people looking to capitalize on Singapore Realjson's real estate with both immediate residential benefits and long-term financial gain. Nearby Places Final Words Bukit Batok EC epitomizes the convergence of luxury living and investment potential in Singapore's dynamic real estate market. With meticulously planned facilities, diverse unit offerings, and competitive pricing, developments like West Ave 5 EC (Lumina Grand) and West Ave 8 EC redefine residential living standards. Beyond providing comfortable homes, these ECs offer lucrative opportunities for investors seeking long-term appreciation. As Bukit Batok continues to evolve with enhanced connectivity and planned amenities, ECs in the district stand poised to thrive. Whether for homeowners or investors, Bukit Batok ECs represent a compelling blend of accessibility, luxury, and investment potential, contributing to the vibrancy of Singapore's housing landscape.

  • Top 10 New Launch Condos in Singapore

    Singapore's property market is booming, particularly with the new launch condos planned for 2024. This pattern indicates a strong surge over the previous several years and reflects growing interest from both investors and prospective homebuyers. The forthcoming year is expected to bring a wide array of housing alternatives that will satisfy different requirements and preferences in various Singaporean districts. New Launch Condo for 2024 1. Lumina Grand: The first EC launch of the year at Bukit Batok West Location and Surrounding Developments This new launch condo, situated in Bukit Batok West Ave, is the first EC launch of the year. Sitting very close to the Tengah area, buzzing with activity, it will ensure that the young families seeking a home in this developing part of the island congregate here. Types of Units, Sizes, and Prices There are 512 apartments available spread out over ten blocks. The project offers a choice in unit type from a compact three-bedroom apartment to expansive five-bedroom options designed to fit within a range of family sizes and budgets. Sizes range from 936 sq. ft. for smaller units to 1,711 sq. ft., to accommodate larger family homes. Prices start from an attractive level that stirs the interest of first-time home buyers and veteran investors. A three-bedroom flat may be purchased for a price as low as S$1.34 million, or $1,429 per square foot. Premium three-bedroom condos start at $1.39 million, or $1,432 per square foot. Families needing more space should expect to pay around $2.1 million (S$1,402 psf) for a 5-bedroom home, while 4-bedroom alternatives start at $1.63 million (S$1,413 psf). Community Amenities and Comparisons The EC comes with a swimming pool, a gym, and recreational areas that make the residents value addition. Being among the earlier launched, this puts the EC near the Altura EC, thus sometimes leading to some competitive situations as offers are scrutinized based on individual interest. Both properties have the same type of facilities, but Lumina Grand is a very attractive proposition to potential buyers based on fresh appeal and strategic pricing. 2. Hillhaven: Offering Scenic Views and Convenience at Hillview MRT Strategic Location Without a doubt, the Hillhaven location near Hillview MRT offers more than convenience. The property is set in an enclave with beautiful scenic views, and public transport will equally take children to good-quality schools in no time. Unit Configurations and Prices Situated in two blocks, Hillhaven is a modest development consisting of 341 apartments. The configuration incorporates various unit types to provide for a variation in the sizes of households, whether a cosy two-bedroom or the more spacious three-bedroom configuration. The thoughtful designs at Hillhaven have been developed with the population in mind. The pricing is market-driven and remains competitive, giving an edge for value through thoughtful amenities and design. Hillhaven has two-bedroom homes starting at $1.37 million ($2,020 psf) for 678 square feet, and three-bedroom choices starting at $1.835 million ($1,938 psf) for 947 to 1,195 square feet. Four-bedroom condos for families range in size from 1,259 to 1,636 square feet, with prices starting at $2.44 million ($1,938 per square foot). Future Development and Community Insights Hillhaven does not only capitalize on the current amenities but also looks forward to future developments which could increase the appeal. The areas around Hillview MRT, while relatively built up and well-served by urban facilities, have been earmarked for further residential and commercial enhancements. This fact alone has enough locality to consider itself rich and vibrant. 3. The Arcady: A Prime Freehold Property Near Boon Keng MRT Accessibility and Home Appeal Arcady, a new freehold development in District 12, has been drawing interest with its rare, prime location right beside Boon Keng MRT. This location definitely offers an unusually high level of convenience, hence making it attractive to homebuyers and investors. Travelling to the city centre and other areas of Singapore is easy because of the area's close proximity to the MRT. Unit Size Variation and Pricing With only 172 units, this project is a small one. The Arcady accommodates a wide range of demands, from expanding families to individuals and couples, by providing a choice of unit sizes. The project promises comfort and style, with a balanced mixture of affordability and a rather well-designed luxury for everyone. The pricing, no doubt, reflects the premium of a freehold property that remains a coveted asset in Singapore's property market. The somewhat high indicative costs, which are around $2,500 per square foot, are reasonable considering the freehold premium. Infrastructure Features and Community Features The Arcady is not only about the unit; it is about building a community. A resident may well do all his shopping directly from his front door; parks, shopping districts, etc. The strategic location means everything that one needs is within his or her reach, therefore ensuring a lifestyle that is assured can only assure convenience coupled with quality. 4. The Hill @ One North: Catering to Professionals and Students in a Tech Hub Strategic Location for Connectivity The Hill @ One North is located near the One-North business park and is therefore ideal for professional expatriates in this area. The development is also perfect for international students due to its proximity to educational institutions that include INSEAD and ESSEC. Amenities and Lifestyle The condo provides a variety of facilities suitable for all its cosmopolitan inhabitants. Much more than state-of-the-art gyms, the condominium complex provides chic and cosy areas to rest and ergonomic study areas to optimize productivity. The dining and shopping options in the vicinity of Fusionopolis go a long way in making living an enriched experience for residents. Pricing and Market Demand It has only 142 units but, it is a great value proposition for an investment among potential homebuyers and investors. With an excellent location and fine design, The Hill @ One North is surely poised to interest quite a number. Considering its location, prices of the residential units are expected to be around $2,300 psf, given the high demand around the area. 5. Lentoria: The Newest Addition to the Transforming Lentor Region Development and Future Outlook Lentoria represents the modern development within the fast-growing Lentor. This new launch condo reflects contemporary living solutions, reflecting the great part of the overall transformation that takes place in the region. Unit Offerings and Community Features This project has 267 ECs to offer. The units at Lentoria are both well-designed and functional. The amenities set for development will range from community-based facilities such as parks, schools, and shopping centres, all a walking distance from the home. This range of amenities set will bring a balanced living lifestyle for both the young and old. Connectivity and Local Amenities Living near the Lentor MRT station allows people to have great access to different areas of Singapore. The place is also quickly turning into a point of local business and social concentration, which means that living in Lentoria will be even much more comfortable and strategically attractive. 6. Sora: Merging Urban Living with Natural Beauty near Jurong Lake Gardens Unique Location and Scenic Views Sora will bring a unique proposition by integrating urban living with the tranquillity of nature. Nestled within the lushness of Jurong Lake Gardens, Sora will offer nothing short of great window views and landscapes. The setting offers an escape for tranquillity from the bustles in the urban. Pricing Comparison and Residential Appeal Sora will offer 400 ECs units at prices ranging from $1,900 to $2,100+ psf. The pricing is more thoughtful, and set in a way that encourages residents to find value for their money without necessarily having to compromise on location or quality. This has made Sora a suitable option for any potential homebuyer who searches for a perfect balance between an urban and natural environment. Transport and Amenities Transportation to the area is well served, linking the residents to the nearby MRT stations and the bus services available. Added to these are amenities such as shopping centres, schools, and recreational facilities among many others that give residents just about everything they need within arm's length. 7. Grand Dunman: A Modern Urban Oasis at Dakota MRT Prime Location and Accessibility Grand Dunman offers an urban oasis just next to the Dakota MRT. This puts the property in a very accessible locale that promises easy commutes to and fro various parts of Singapore. This strategic location is going to appeal not only to the residents but also to the real estate investors looking forward to balancing their current city life with home retreat convenience. Elegant Design and Luxurious Amenities Grand Dunman has a total of 1008 EC units to sell. This development is phenomenal due not only to the fine architecture but also to an all-inclusive suite of amenities. The residents will be in a position to access facilities such as swimming pools and green gardens that encourage lively community life. More than a home, Grand Dunman offers the best opportunities for an active lifestyle: a hub of days filled with everyday opportunities to live at its very best. Community and Lifestyle Grand Dunman Living is your invitation to a vibrant community where every possible convenience comes together to embrace your quality of life. Living with such convenience of malls, restaurants, and entertainment being a walking distance from each other will make life convenient for people. Such convenience can only further underscore the residential attraction of Grand Dunman, so obviously preferred by modern urbanites today. 8. Ardor Residence: Freehold Exclusivity at the Heart of Marine Parade The Unique Selling Proposition Ardor Residence offers freehold status at Marine Parade, a rare long-term value that many aspire to own. With just 35 exclusive units within the development, the presiding sense of privacy and exclusivity caters to a niche group of discriminating buyers who seek a tranquil luxury living. Warm and Comforting Embassy Suites with High. High-End Amenities and Design The Ardor Residence is laced with sophistication; each unit is fixed with a standard finish and layout that will be spacious and comfortable. For the facilities, one can also enjoy a swimming pool and well-landscaped gardens that offer one a tranquil escape from urbanized hustle and bustle. Local Attractions and Connectivity It is located within the Marine Parade, and the location of many amenities comes within reach of the development. The combination of recreational activities and accessibility enhances Ardour Residence's quality of life. Live between the city buzz of the busy shopping paradise of Parkway Parade and the cool coast of the tranquillity from the East Coast Park. 9. Lentor Mansion: Tranquil Living with State-of-the-Art Amenities at Lentor Hills Development Overview At Lentor Mansion, a peaceful residential living with top-quality facilities will be presented. Located at Lentor Hills, this development is considered a stepping stone toward the development of this area, and due to dense greenery and modern facilities, top living standards are guaranteed. A Focus on Community and Comfort Designed with an emphasis on communal areas and green living, Lentor Mansion encourages a lifestyle both socially engaging and healthy. With a total of 533 units, to offer, it is located in a venue filled with parks, communal gardens, and facilities for families; the kind of place where they easily spend life outside their home. Strategic Location and Future Prospects. The Lentor Mansion is strategically situated near the future MRT Lentor station, hence opening up accessibility and therefore making it an attractive ideal residential location. It is also located in a development zone, which increases the amenities at the property and the value of the property. 10. Hillhaven Condo at Hillview Rise: The Perfect Combo of Nature with Modern Location Benefits and Natural Surroundings Hillhaven Condo is strategically located at Hillview Rise and lies conveniently, taking advantage of both the urban city conveniences and the natural tranquil beauty of the country. Residents can travel via public transport available at the nearby Hillview MRT Station. It is also the perfect place for environment enthusiasts because it is tucked between the Bukit Timah and Bukit Batok environment Reserves, providing unmatched access to green areas. Modern Living Spaces This new launch condo offers contemporary living areas that are intended to be both stylish and comfortable. Hillhaven offers a total of 341 units to suit the needs of its residents, including young couples, expanding families, and singles. Every flat is meticulously designed to guarantee that every occupant has a good quality of living. Community Features and Accessibility Hillhaven is designed to take care of personal living while, at the same time, it is designed to inculcate the feel of community living. The facilities include playgrounds, fitness corners, and BBQ areas that encourage interaction among the residents, adding to the experience of living in a community. There are quite a number of malls around, and dining is not far off, and that quite literally means entertainment and the ability to shop all within walking distance.

  • Freehold Vs Leasehold Property: Right Choice For You

    In real estate, choosing between leasehold and freehold properties is a critical choice. It doesn't matter whether you're a professional investor, buying your first home, or a professional. This decision significantly influences your long-term contentment, legal duties, and financial strategy. Because of its uncommon legal and market options, Singapore offers a particularly clear distinction between freehold and leasehold real estate. In this blog, we’ll explore the differences of each property type. Offering a deep dive into Freehold vs. leasehold. You can make smarter choices if you are aware of these crucial distinctions. which is in line with your financial circumstances, personal preferences, and real estate aims. Understanding Property Tenure in Singapore Property tenure refers to the legal rights associated with owning land and buildings. This defines not only ownership but also long-term investment strategies and residential decisions. Showing how property is bought, used, and sold in the country. Types of Property Tenure: Freehold Ownership: Freehold properties offer permanent ownership, allowing the property to remain in one's ownership forever. This form of ownership grants a high degree of stability and control. This appeals particularly to those looking to keep property within the family across generations. Leasehold Ownership: Leasehold properties are owned for a set duration. Often lasting 99 or 999 years. When the lease expires, the property returns to the state. This limited timeframe can affect the property's market value, particularly as the lease approaches its conclusion. Comparative Costs and Autonomy: Initially, leasehold properties tend to be more affordable than freehold ones. Which offers an easier entry into the property market. However, they come with less autonomy regarding property modifications and a potentially lower value appreciation over time due to the diminishing lease. Freehold And Leasehold: Comparison When you're thinking about buying property, it's really important to know the difference between freehold and leasehold. They each come with their pros and cons. Which shape your experience as a homeowner and affect your investment. Freehold properties give you lasting ownership. On the other hand, leasehold properties come with time limits and some added complexities. Understanding these key differences can help you make choices that suit your plans and preferences. To get a better understanding of these options, check out the table below Property Cost And Market Value The cost differences between freehold and leasehold properties can be significant. Freehold properties generally are of higher prices due to their permanent ownership. Leasehold properties tend to be more budget-friendly. But their value decreases over time, particularly as the lease approaches its end. The market worth of a property is affected by its property type. Freehold properties generally hold their value and remain desirable for extended periods, making them appealing to individuals seeking to pass down assets to future generations. Leasehold properties are more affordable but may lack the same long-term stability, which can significantly impact investment choices. Maintenance and Availability of Facilities Which is Better: Freehold or Leasehold? Choosing between freehold and leasehold properties is contingent on your long-term objectives, financial plan, and individual preferences. Go through the following information for a better understanding: Freehold Complete Ownership: Offers total control over the land and the property, providing stability over the long term and the possibility of future growth. Generational Investment: Great for families wishing to transfer property from one generation to the next as ownership is maintained. Autonomy and Control: Provides the flexibility to make any desired improvements to the property without obtaining authorization, provided that the alterations are compliant with local laws. No Lease Concerns: Get rid of concerns about your lease expiring and the difficulties you could have extending or renegotiating the conditions. Leasehold First Affordability: Generally more affordable initially than freehold, which makes it a desirable choice for first-time purchasers or those on limited funds. Prime Locations: Frequently found in upscale cities with easy access to commercial districts, transportation, and amenities. Flexibility: Provides chances for short-term investments and, in popular regions, can generate high rental prices. Managed Maintenance: This option reduces the owner's direct liability for repairs and upkeep by having a management company undertake maintenance. Conclusion In summary, choosing between freehold and leasehold real estate involves considering a variety of factors, including legal, financial, and personal factors. Every tenure type has advantages and disadvantages. The best option varies according to your investing objectives and your objectives. Real estate agents, investors, and new homeowners should carefully consider these aspects. To make choices that are in line with your real estate objectives.

  • Top 10 Freehold Condos in Singapore

    Freehold condominium investments in Singapore have several benefits. The ownership of a freehold condo is permanent; it is totally unlike that of leasehold properties. It is a lifetime possession, which does not stand expired. Thereby, it gives the person peace and stability of mind; for this reason, it experiences great demand from people looking for freehold property in the real estate market in Singapore. Understanding Freehold Condo Freehold tenure carries with it the allowance for owners to possess and own the property they acquire without limit or end. While in the case of leasehold property ownership by anybody reverts after either 99 or 999 years, depending on the prevailing policy. Freehold status not only secures long-term equity but also afford control with the possibility that it will appreciate with time. The freehold properties are an all-time favourite for the long-term investor and a safe real estate investment for one buying his home. Top 10 Freehold Condos in Singapore Highlighting Idyllic Residences: A Serene Getaway in East Coast Idyllic Residences is one of the finest examples of freehold luxury. Located in the peaceful East Coast neighbourhood, this condominium provides an exceptional fusion of contemporary living and relaxing surroundings. It was constructed by Hillwood Development Pte Ltd and has 29 condominium units, all of which are elegantly and comfortably designed. Location and Accessibility Idyllic Residences, which is situated at 52 Lorong M Telok Kurau, benefits from its advantageous location. Residents there will be able to access the upcoming Marine Terrace MRT station very easily and to the rest of Singapore. Besides, it is within walking distance of several renowned schools such as CHIJ (Katong) Primary, St. Patrick's School, and Tao Nan School; hence, very ideal for the family. Facilities and Amenities The condo provides lots of facilities to cater to the residents' relaxing and active lifestyles. This includes swimming pools, a gymnasium, and a barbecue area. The available amenities provide them with doorsteps, making it very convenient for them. Unveiling Natura @ Hillview: Modern Living Amidst Nature Natura @ Hillview is set in the new thought of perfect living against the inviting beauty of nature in District 23. This condo provides comfort with the right touch of nature, tastefully crafted to cater to the modern homeowner. Architectural Style and Unit Types Natura @ Hillview - the modern architecture at its development perfectly matches the surrounding natural environment. Consisting of 193 units at the development, it has a mix of 1, 2, and 3-bedroom units in each apartment. Each unit has been well designed to make space optimization perfect and allow enough openness to let in natural light for one to feel more inviting and warm in their home. Enhancing Lifestyle with Facilities Among the condominium facilities include fitness centres, swimming pools, and fully landscaped gardens. These facilities are designed to improve not only their quality of life but also to encourage being active and healthy living. Strategic Location Natura @ Hillview is perfectly located in Hillview Terrace and can be accessed by public transportation and major expressways. This location offers dual benefits: living away from the city hustle in a quiet spot, and at the same time, having various urban conveniences within easy reach, most certainly add perfection of living balance to its dwellers. The Exclusivity of Leedon Residence Near Orchard Road Leedon Residence redefines luxury living, with sprawling grounds and sophisticated design, located near the vibrant Orchard Road. This is an exclusive development built to cater only to the discerning few who can appreciate all this refinement and proximity to a locale in one of the finest neighbourhoods of the country. Architectural Highlights and Unique Design Features The architectural genius of Leedon Residence merges in well with its lush surrounding landscape. Within its large homes, lavished with the finest materials and fitted with the most sought-after finishes, the serene views of the gardens are given by the huge windows and private balconies. Proximity to Lifestyle Hubs and Essential Services With its best location, near Orchard Road, every convenience is assured within Leedon Residence. Besides, this is a perfect surrounding since the schools with the most reputable learning facilities lie right in the area. The most useful thing is that essential services and health facilities are just a stone's throw away. Types of Units and Luxury Amenities Available Leedon comprises a total of 381 units, starting from spacious 1-bedroom units to large 5-bedroom family homes. All units are provided with fully fitted units with luxurious finishing and equipped with the latest appliances. These facilities include a large swimming pool, a well-modernized gym, and beautiful gardens where residents can take part in a series of outdoor activities. Exploring Rivergate: Water-View Living in Singapore Rivergate gives you a chance to live on the very waterfront in the centre of Singapore. It’s an ideal position along the river that provides homeowners with stunning views and a distinctive lifestyle that combines the peace of the riverbank with the convenience of metropolitan amenities. Location Benefits of Rivergate Situated next to the Singapore River, Rivergate offers homeowners easy access to the waterfront and a peaceful haven from the hustle and bustle of the city. Besides that, the development is located very centrally in the Central Business District. This gives each executive easy access from the office to scenic river views in his or her riverfront home. Unique Aspects Such as Panoramic Views and High-End Facilities Rivergate is very renowned due to the great city and river views, which offer an unrestricted backdrop for the people living there. The facilities that the development offers are high-end—an infinity pool, tennis courts, and private jetties for personal watercraft—unrivalled by any ordinary residence in a city. Facilities and Unit Types That Cater to Diverse Needs With a diversity of one to four-bedroom units in an apartment and even luxurious penthouses, Rivergate can accommodate 545 condos. Every home is developed at the highest design level, with spacious layouts and up-to-date fittings, providing great living experience. Exploring Goodwood Grand: Quietness in the City Core Goodwood Grand is a haven of peace amid the bustling streets of District 10 in Singapore. This development offers a tranquil getaway without compromising accessibility by fusing the ease of city living with the tranquillity of the outdoors. Features of Goodwood Grand The tower, complete with skyscrapers and private balconies, presents stunning views, both across the lush canopy and towards the city skyline. Comprising only 73 units, the development promises exclusive living. Benefits of Its Location Near Central Singapore It is situated right off Orchard Road, hence easily accessible to the shopping and business belts. It's nestled quietly in one of the flourishing neighbourhoods, hence a rare development site minutes away from the city's bursting centre. Amenities Available for Luxury and Comfort Goodwood Grand is designed to provide several amenities befitting luxury and comfort. To name, it will have a sky terrace, an infinity pool, a state-of-the-art gym, and a lush landscaping garden. These facilities promise residents convenience with excellent lifestyle options. Delving into Guillemard Edge: Stylish Living with Accessibility Guillemard Edge is just perfect for modern young professionals and families in search of style and convenience within an urban environment. Located at the very prime site of a lively district in Singapore. It is one of the developments for freehold showcase modern facilities amidst convenience. Key Attributes of Guillemard Edge Its elegant architecture and well-considered design make this development appealing. Guillemard Edge offers a total of 275 units of various types, all built with the concept of maximizing space and natural light. It has high-quality, luxurious finishes to make sure that one is comfortable in his dwelling. Accessibility to CBD and Major Entertainment Areas Guillemard Edge has easier access to the Central Business District and popular leisure areas. This is facilitated by good connectivity from the different MRT stations in the vicinity that enable movement to work or leisure spots. Most importantly, major expressways will just be a short drive away—easy access to any part of the city. Amenities and Facilities Aimed at Young Professionals and Families The condo unit is filled with amenities that cater to a life of leisure and an active lifestyle. The rooftop pool, gym, and function rooms are all set for the residents to freshen up after a hard day's work, or in some cases, to prepare for socializing. All these amenities not only add quality to lifestyle but also bring a community atmosphere. Introducing Freehold 4-Bedroom Near Nanyang Primary School: Ideal for Families Ideal for homestayers who need schools nearby and spacious living. This Freehold 4-bedroom is within the vicinity of Nanyang Primary School. Good-size units for the full condo facility property. Sited within an estate famous for schools. Larger Units for Family Living Units with four bedrooms develop within the establishment. It leaves proper space for the family. These are the luxury units that are developed within the establishment for a larger family unit. They have an essence of large living areas, modern kitchens, and large and comfortable bedrooms, ideal for a family that seeks extra space. Benefits of Reputable Schools Near You This development is poised at the 1km perimeter of Nanyang Primary School—one of Singapore's highly sought-after primary schools—thus enjoying a whole host of benefits for family educational planning. For one, living within such an esteemed institution's vicinity would ensure that the children get to receive quality education—a key factor when it comes to attracting parents. Features and Amenities: Value-Added for Family Living This is besides its large units and offers a good room for the family. It offers amenities to children, among them, being playgrounds, swimming pools, and landscaped gardens that are kept safe. These facilities are there not for fun and leisure but to add quality to life in the residences. Exploring The Continuum: Modern Conveniences at Your Doorstep The Continuum is the epitome of modern contemporary living, suitable for a fusion of comfort, convenience, and modern design. The development under freehold enjoys a perfect location with all kinds of urban amenities that can effortlessly be accessed. Strategic Location with Double Advantage Continuum is strategically located, offering its residents relatively easy and convenient in gaining access to markets, schools, and health facilities among many others. Its location also offers room for ease of transportation to the city centre, which is quite attractive and rich in office blocks, shopping malls, and entertainment outlets. The balance offers a great appeal for those who might like to live in town and be close to the amenities of the city but desire a quieter neighbourhood. Facilities Catering to Modern Lifestyles With a total of 816 condos to offer, it has all the modern facilities for modern living. These include smart homes with complete gyms, lap pools, and areas for children. In smart home technology, development is enhanced with high-security convenience for all residents. The Unique Charm of Atrium Residences: Family-Friendly and Convenient Atrium Residences is the beacon for families seeking an establishment where they will find comfort, convenience, and community. Atrium Residences is a freehold development with a total of 142 units, set in a strategic way, to provide a peaceful living environment with fast access to urban facilities. Strategic Location and Benefits for Residents Centrally located within one of the popular yet serene neighbourhoods, the Atrium Residences are accessible to some of the classiest shopping centres, elite parks, and top-class dining within the vicinity. Being that it is near major transportation links, it considerably reduces the time taken travelling from one point to another to meet family needs. This perfect positioning makes it an ideal choice for both families and professionals. Facilities That Enhance Community Living Community living facilities entail several aspects. The Atrium Residences is not just a place of residence; rather, it is an opportunity for energetic community life. The amenities in the development include interaction and recreation facilities. These can include the swimming pool, children's playgrounds, or even ample and friendly green spaces where one can either retire for a quiet time with their family or go outside their apartment. The Exclusive Experience at Tribeca by the Waterfront The Tribeca by the Waterfront is in a world of its own, blending pure luxury and unobstructed views in an elegant prime freehold property. The offered amenities at this address are nothing less and truly belong to a class in itself for refined and deluxe living. Emphasis on Luxury and Waterfront Views Each one of the 175 units at Tribeca has been designed to allow the view of water features and to take advantage of bringing an element of natural tranquillity into the environment, which is rarely found in a metropolis. The development also comes with top-notch facilities, including the latest model fitness centre, lap pools, and private balconies that can serve as personal retreats. High-class facilities for Upscale Lifestyles Showcasing the best quality in construction and luxury finishes throughout the development proves attention to detail. Residents can experience an ensemble of top-flight facilities, all designed to perfection for relaxation and an active lifestyle to ensure that every need meets the most sophisticated style. Comparing Freehold vs. leasehold Properties in Singapore Therefore, among the things to know while considering Singapore's property investment, the difference between freehold properties and leasehold properties is very necessary. Both have considerations and advantages so that they may either affect long-term satisfaction or influence investment returns. Emphasis on Luxury and Waterfront Views The freehold properties are valued for their permanence since ownership never expires. This injects a sense of long-term security and also the possibility for property value appreciation over some time. On the other hand, leasehold properties usually have either a 99 or 999-year lease and come into the market cheaper, but they always lose their residual value as the lease ages, especially when the remaining lease gets short. Impact on Property Value and Investment Potential Freehold properties, therefore, often bear a higher market value because they experience an indefinite tenure. This makes the type of tenure very attractive for potential investors looking for properties that hold value and allow potential capital appreciation. With this, leasehold properties are cheap and have to be taken into careful insight about the lease term, which can make a big difference in resale value. Decision-Making for Buyers The choice between freehold condos and leasehold properties is a matter of individual choice, suitable to the financial goals, investment horizon, and personal circumstances of each. At the same time, freehold homes may appeal to families who prefer the added security of knowing their home could be passed on to future generations. With that, investors can compare the cost savings in the initial investment in leasehold properties with the potential gain, in the long run, should they decide to go for freeholding.

  • What is an Executive Condo?

    Executive Condo, or ECs, are a unique and increasingly popular housing option in Singapore. To put it simply, ECs are an affordable middle ground between public Housing and Development Board (HDB) flats and fully private condominiums. Catering to the rising aspirations of Singaporeans who desire private property but may find private condominiums too expensive, that's the reason why EC are gaining traction in the market. They are well-known as the “best investment property for Singaporeans”. Why Get an EC? If you are looking for more privacy while also not burning a hole in your wallet, ECs are basically the opportunity for Singaporeans to look into. The Singapore government subsidizes the price of ECs and allows the use of certain CPF housing grants, making them more affordable for the average Singaporean. ECs are primarily targeted at households who earn between 16,000 per month, with an income ceiling of $16,000. Why are they different from Private Properties? EC are considered HDB properties for the first 10 years. Therefore, they are governed by certain HDB rules, similar to HDB flats. These rules include a 5-year Minimum Occupation Period (MOP) before the property can be sold or rented out, an income ceiling of $16,000 per month, and restrictions on property ownership within the last 30 months. Why are they more Affordable? ECs are generally more affordable than private condominiums due to their subsidized land prices and less accessible locations, often situated further away from existing MRT stations and malls. They are typically located in the Outside Central Region (OCR) and are about 25% to 30% cheaper than similar private condominiums at launch . While that may seem like a negative point about owning an EC, many investors typically don’t mind that since they are looking for a more peaceful environment. Eligibility & Rules for Buying an EC The rules for buying any EC are a lot stricter since it’s more premium than owning an HDB. To purchase an EC, potential buyers must meet certain eligibility requirements. These include: Citizenship : At least one applicant must be a Singapore Citizen, while the other applicants can be Singapore Citizens or Singapore Permanent Residents. Age : Applicants must be at least 21 years old. Family Nucleus: Applicants must form a family nucleus, either as a family, a couple, or a single person. Income Ceiling : The combined gross monthly household income of the applicants must not exceed $16,000. Property Ownership : Applicants must not own or have disposed of any property in Singapore or overseas within the last 30 months and must not have bought an EC, HDB, or DBSS flat or received housing grants before applying for an EC. Since ECs are considered more exclusive, it is harder to get also for couples since the price of an EC can be a lot steeper. Financing an EC When buying an EC, buyers must consider the various financing options and restrictions that apply. Bank Loans Only While ECs are considered HDB properties in the first decade, they can only be financed through a bank loan. This means that the Loan-to-Value (LTV) limit, or the maximum amount that can be borrowed, is capped at 75% of the property price. Downpayment With a bank loan, EC buyers are required to pay the remaining 25% as a down payment, with 5% being paid in cash and the other 20% being paid using CPF Ordinary Account savings or cash. Debt Servicing Ratios For EC purchases, both the Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) apply. The TDSR limits the amount of income used to pay for all debts, while the MSR caps the proportion of monthly income used for mortgage repayments at 30% . CPF Housing Grants for EC EC buyers may be eligible for CPF housing grants , such as the Family Grant and the Half-Housing Grant. However, the applicant's monthly gross income must not exceed $12,000 to qualify. The amount of grant received also depends on the applicant's citizenship and income range. How Much Does an EC Cost? With the rise of inflation and property marketing expanding, the cost of a 1 bedder ECs starts at 1.2 million whereas a 1 bedroom HDB can cost from $150,000 up to $400,000. While the cost may greatly differ, many young Singaporeans still prefer to own a 1 bedder ECs since it offers many amenities and the opportunity to own a condominium. How Much Do You Need to Earn to Buy an EC? To afford an EC, potential buyers must consider their income, debt servicing ratios, and available financing options. In general, it is possible to afford an EC with a monthly income below $10,000, especially if the buyer chooses a smaller unit in a more budget-friendly area. Application Process for EC The application process for ECs involves the following steps: Check eligibility and financing options. Research and shortlist EC projects based on location, budget, and preferences. Submit an application for the desired EC project, along with the necessary documents and application fee. If successful, book the desired unit and pay the down payment. Secure a bank loan and finalize the purchase agreement. Complete the legal and financial procedures, including payment of Buyer's Stamp Duty and other taxes. Collect the keys and move them into the EC. Second-Timer Considerations: HDB Resale Levy Second-timers who have previously purchased an HDB flat and are upgrading to an EC must take into account the HDB resale levy. The resale levy is payable when a buyer sells a subsidized home and buys another subsidized flat or EC. The amount to be paid depends on the previous housing type. Our Take EC offer an attractive and affordable housing option for Singaporeans who desire private property but find private condominiums too expensive. With a range of projects available and various financing options, ECs provide a viable alternative for those looking to upgrade their homes. By understanding the eligibility requirements, financing options, and application process, potential buyers can make informed decisions and find the perfect EC to suit their needs and preferences. Want to Know More? Finding the perfect home can be really difficult when there are so many to choose from and people to work around. That’s why many first-time buyers approach me to get the best deal in the market for their property! If you are interested to know more about the property market or want to work with somebody, be sure to reach out to me!

  • Clementi (D5) – Why is it a Popular Area Buyers are Looking Out For

    Welcome to Clementi, the school haven in District 5, where education thrives and dreams soar high. From the early years of primary school to the advanced stages of tertiary education, Clementi is simply the one-stop solution to every parent's concerns when finding schools around the area . Over the last few years, Clementi has boasted a number of million-dollar HDBs , buyers believe that spending this amount of money in the long term is worth every penny . If you are looking to buy a property in Clementi but unsure of the investment commitment, here's what you need to know. Clementi - A Gem for Early Education When buying property for parents looking for the best education, two places come to mind, D5 and D10; that’s Clementi and Bukit Timah. Here’s a look at D5 Clementi and the number of schools within the area. It’s mind-boggling to have that many education institutes within the area. Some of these schools are even considered to be prestigious schools to be in. Let’s take a look at the types of schools Clementi has to offer. What Primary Schools are there in Clementi There are 4 different primary schools available at Clementi, they are: Clementi Primary School Nan Hua Primary School Qifa Primary School Pei Tong Primary School NUS High School of Math and Science These schools are all within 1~2km away from Clementi MRT, making them one of the most accessible schools to go to. However, when buying a property in Clementi, many parents would prefer locations within 1km of Nan Hua Primary School to get priority admission. Here’s a look at the priority admission in the given order: Singapore Citizens (SC) living within 1km of the school. SCs living between 1km and 2km from the school. SCs living outside 2km of the school. Permanent Residents (PR) living within 1km of the school. PRs living between 1km and 2km of from school. PRs living outside 2km of the school. Nan Hua Primary School is considered a prestigious school within the Central Clementi, hence, property within the 1km area fetches at a higher price. As a result, we have seen many $1 million HDB coming from this area . What Secondary Schools are there in Clementi Once your child completes his/her primary education, we can look forward to 5 Secondary Schools in Clementi to choose from. They are: Clementi Town Secondary School Nan Hua High School Commonwealth Secondary School Kent Ridge Secondary School School of Science and Technology, Singapore Nan Hua High School would be the most prestigious secondary education within the Clementi area. Here’s a look at the cut-off point benchmark to enter schools within Clementi: SAP= Special Assistance Plan *School of Science and Technology is an applied program for individuals interested in special programs for technology.* What Higher Studies are there in Clementi Once the student has completed their secondary education, the next phase of education is either choosing between a JC (Junior College) or a Polytechnic. Once that’s done, they could continue their education in university for their degree or Masters. The schools within the area are as follows: Ngee Ann Polytechnic Singapore Polytechnic SIM (Singapore Institute of Management) SUSS (Singapore Institute of Social Science) ACS (Independent) NUS (National University of Singapore) These schools are well-connected to Clementi either by bus or MRT which typically takes about 5~15 min to travel around. 3 Parts of Clementi for You to Look At If you are interested in buying a property in Clementi, there are 3 different locations that can be broken down as buying property in the North, Central, or South of Clementi. 1. Clementi Central Located at the heart of the town, with an abundance of amenities and services nearby. It features a bustling shopping mall, Clementi Mall, which offers a range of dining, retail, and entertainment options. This area is perfect for those looking for convenience and a vibrant lifestyle. For investors, properties here tend to appreciate well due to the strategic location and comprehensive facilities. We have seen all over the news the high valuation of houses around the area, with multiple 5-bedroom HDBs going for over $1 million . What's more, with the new and upcoming CRL (Cross Island Line) coming in 2032, residents within the Clementi area would get to enjoy better travel convenience to the East side of Singapore. 2. Sunset Way (North) Sunset Way is a serene residential enclave that appeals to those who prefer a quieter and more tranquil living environment. Surrounded by lush greenery, this neighborhood is ideal for families and individuals seeking a peaceful atmosphere. Properties like Pinetree Hill Residence which launched in July 2023 encompasses a 75% greenery area to 25% residential area. The property faces the Clementi forest, making the area much cooler than other parts of Clementi. Sunset Way is adjacent to Holland, which falls under the core central region (CCR). This allows buyers to potentially benefit from the increase in property values in Holland Village without paying CCR property prices. While it may not have the same level of commercial amenities as Clementi Central, its exclusivity and charm make it an attractive option for both own-stay and investment. With a new Maju Cross Island MRT Line coming in 2032, we may see more capital appreciation within the area. 3. West Coast (South) West Coast is a subzone located in the town of Clementi . The area is considered the South of the Clementi region that is right beside the seaside. Over the last few years, we have seen multiple properties being built within the area such as Clavon and The Clement Canopy . When it comes to more affordable landed housing, many buyers prefer buying the landed area within this region for its affordability, land size, and tranquillity . As long as you have a vehicle to travel around with, this location has a direct straight drive down towards Vivocity and Sentosa. With the new upcoming West Coast Cross Island Line(CRL), accessing this location in the future wouldn’t be much of an issue. Clementi – Invest or Own-Stay? Given how much capital appreciation Clementi has raised over the last few years, it's no surprise this location is also closely monitored by investors. For parents looking to send their kids to an elite school without having to pay for a landed property like the Bukit Timah area, Clementi Central is something for you to look at. Here’s our research that shows the transaction data of a 10-year period for properties that are within a 1km radius of Nan Hua Primary School. While buying a D5 Clementi property may be expensive, we can still expect further growth around the area . Every parent wants the best for their children, and paying an extra 15%~30% more for a property is reasonable when you look ahead decades later where all your children's education can be found within the area. However, if you want to find the best value and location for your children in Clementi but don’t know how to find them. Be sure to reach out to us! We will be happy to serve you and find the best one in Clementi!

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